Call reports 2020
PEOPLES TRUST AND SAVINGS BANK — 2020
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 192,344,000 | 205,007,000 | 211,565,000 | 208,771,000 |
| Total loans | 126,984,000 | 135,173,000 | 134,981,000 | 134,225,000 |
| Allowance for loan losses | 313,000 | 314,000 | 514,000 | 515,000 |
| Securities available for sale | 52,026,000 | 55,065,000 | 53,818,000 | 56,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,599,000 | 158,654,000 | 165,239,000 | 162,163,000 |
| Interest-bearing deposits | 134,787,000 | 141,407,000 | 148,944,000 | 145,691,000 |
| Noninterest-bearing deposits | 12,812,000 | 17,247,000 | 16,295,000 | 16,472,000 |
| Equity capital | 33,364,000 | 35,173,000 | 34,964,000 | 35,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,158,000 | 6,095,000 | 8,013,000 |
| Interest expense | 420,000 | 807,000 | 1,183,000 | 1,491,000 |
| Net interest income | 1,540,000 | 3,351,000 | 4,912,000 | 6,522,000 |
| Noninterest income | 109,000 | 272,000 | 387,000 | 502,000 |
| Noninterest expense | 1,316,000 | 2,660,000 | 4,002,000 | 5,372,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 333,000 | 963,000 | 1,097,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 963,000 | 1,097,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,977,000 | 31,469,000 | 31,190,000 | 31,545,000 |