Call reports 2019
PEOPLES TRUST AND SAVINGS BANK — 2019
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 190,937,000 | 194,335,000 | 195,527,000 | 189,980,000 |
| Total loans | 127,863,000 | 128,148,000 | 128,158,000 | 127,370,000 |
| Allowance for loan losses | 316,000 | 316,000 | 317,000 | 318,000 |
| Securities available for sale | 52,700,000 | 53,278,000 | 52,884,000 | 51,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,159,000 | 146,556,000 | 147,252,000 | 145,986,000 |
| Interest-bearing deposits | 134,454,000 | 134,356,000 | 135,053,000 | 133,927,000 |
| Noninterest-bearing deposits | 10,705,000 | 12,200,000 | 12,199,000 | 12,059,000 |
| Equity capital | 31,427,000 | 32,471,000 | 32,866,000 | 32,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,030,000 | 6,068,000 | 8,058,000 |
| Interest expense | 465,000 | 956,000 | 1,466,000 | 1,938,000 |
| Net interest income | 1,524,000 | 3,074,000 | 4,602,000 | 6,120,000 |
| Noninterest income | 100,000 | 237,000 | 358,000 | 459,000 |
| Noninterest expense | 1,298,000 | 2,589,000 | 3,865,000 | 5,136,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 325,000 | 720,000 | 1,093,000 | 1,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 720,000 | 1,093,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,112,000 | 30,313,000 | 30,337,000 | 30,685,000 |
| Total capital | 30,428,000 | 30,629,000 | 30,654,000 | 31,001,000 |
| Risk-weighted assets | 124,778,000 | 126,162,000 | 126,393,000 | 128,947,000 |