Call reports 2018
PEOPLES TRUST AND SAVINGS BANK — 2018
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 186,295,000 | 186,253,000 | 186,928,000 | 189,116,000 |
| Total loans | 121,090,000 | 123,637,000 | 126,100,000 | 127,318,000 |
| Allowance for loan losses | 363,000 | 356,000 | 338,000 | 337,000 |
| Securities available for sale | 52,948,000 | 52,473,000 | 51,669,000 | 52,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,274,000 | 148,385,000 | 143,842,000 | 141,130,000 |
| Interest-bearing deposits | 139,347,000 | 137,220,000 | 133,182,000 | 130,645,000 |
| Noninterest-bearing deposits | 10,928,000 | 11,165,000 | 10,660,000 | 10,485,000 |
| Equity capital | 29,698,000 | 29,627,000 | 29,149,000 | 30,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,735,000 | 5,658,000 | 7,630,000 |
| Interest expense | 333,000 | 688,000 | 1,075,000 | 1,504,000 |
| Net interest income | 1,514,000 | 3,047,000 | 4,583,000 | 6,126,000 |
| Noninterest income | 110,000 | 205,000 | 319,000 | 449,000 |
| Noninterest expense | 1,210,000 | 2,463,000 | 3,738,000 | 5,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 414,000 | 789,000 | 1,164,000 | 1,568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 789,000 | 1,164,000 | 1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,330,000 | 29,386,000 | 29,418,000 | 29,823,000 |
| Total capital | 29,693,000 | 29,742,000 | 29,756,000 | 30,160,000 |
| Risk-weighted assets | 115,607,000 | 119,105,000 | 124,210,000 | 125,142,000 |