Call reports 2017
PEOPLES TRUST AND SAVINGS BANK — 2017
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 175,388,000 | 179,048,000 | 181,403,000 | 182,999,000 |
| Total loans | 109,642,000 | 114,014,000 | 116,378,000 | 119,368,000 |
| Allowance for loan losses | 409,000 | 409,000 | 409,000 | 363,000 |
| Securities available for sale | 55,276,000 | 55,453,000 | 54,990,000 | 54,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,273,000 | 142,982,000 | 146,030,000 | 148,226,000 |
| Interest-bearing deposits | 134,483,000 | 135,624,000 | 136,412,000 | 137,711,000 |
| Noninterest-bearing deposits | 8,790,000 | 7,357,000 | 9,618,000 | 10,515,000 |
| Equity capital | 28,830,000 | 29,664,000 | 29,719,000 | 29,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,511,000 | 5,314,000 | 7,156,000 |
| Interest expense | 285,000 | 569,000 | 868,000 | 1,171,000 |
| Net interest income | 1,483,000 | 2,942,000 | 4,446,000 | 5,985,000 |
| Noninterest income | 72,000 | 231,000 | 325,000 | 441,000 |
| Noninterest expense | 1,193,000 | 2,325,000 | 3,513,000 | 4,894,000 |
| Provision for loan losses | 2,000 | 3,000 | 2,000 | 2,000 |
| Pretax income | 360,000 | 845,000 | 1,256,000 | 1,538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 845,000 | 1,256,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,318,000 | 28,603,000 | 28,633,000 | 28,916,000 |
| Total capital | 28,727,000 | 29,012,000 | 29,042,000 | 29,279,000 |
| Risk-weighted assets | 108,249,000 | 109,294,000 | 111,201,000 | 112,642,000 |