Call reports 2016
PEOPLES TRUST AND SAVINGS BANK — 2016
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,632,000 | 172,791,000 | 173,897,000 | 173,980,000 |
| Total loans | 103,069,000 | 106,461,000 | 105,569,000 | 106,614,000 |
| Allowance for loan losses | 488,000 | 493,000 | 497,000 | 434,000 |
| Securities available for sale | 34,720,000 | 38,288,000 | 54,597,000 | 55,308,000 |
| Securities held to maturity | 16,691,000 | 16,662,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,784,000 | 136,874,000 | 137,970,000 | 139,654,000 |
| Interest-bearing deposits | 129,580,000 | 128,305,000 | 128,439,000 | 128,613,000 |
| Noninterest-bearing deposits | 8,204,000 | 8,569,000 | 9,531,000 | 11,041,000 |
| Equity capital | 28,590,000 | 29,641,000 | 30,623,000 | 28,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,359,000 | 5,104,000 | 6,823,000 |
| Interest expense | 280,000 | 568,000 | 856,000 | 1,141,000 |
| Net interest income | 1,391,000 | 2,791,000 | 4,248,000 | 5,682,000 |
| Noninterest income | 94,000 | 179,000 | 258,000 | 382,000 |
| Noninterest expense | 1,202,000 | 2,494,000 | 3,736,000 | 5,004,000 |
| Provision for loan losses | 0 | 0 | 0 | -63,000 |
| Pretax income | 177,000 | 370,000 | 712,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 370,000 | 712,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,574,000 | 27,624,000 | 27,665,000 | 28,008,000 |
| Total capital | 28,060,000 | 28,116,000 | 28,162,000 | 28,442,000 |
| Risk-weighted assets | 104,058,000 | 105,446,000 | 104,118,000 | 105,600,000 |