Call reports 2015
PEOPLES TRUST AND SAVINGS BANK — 2015
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,296,000 | 167,184,000 | 168,597,000 | 163,864,000 |
| Total loans | 102,640,000 | 104,745,000 | 106,237,000 | 105,520,000 |
| Allowance for loan losses | 478,000 | 481,000 | 584,000 | 484,000 |
| Securities available for sale | 34,352,000 | 33,085,000 | 33,038,000 | 31,459,000 |
| Securities held to maturity | 16,805,000 | 16,777,000 | 16,749,000 | 16,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,614,000 | 128,683,000 | 135,717,000 | 130,708,000 |
| Interest-bearing deposits | 125,789,000 | 119,758,000 | 127,217,000 | 128,740,000 |
| Noninterest-bearing deposits | 10,825,000 | 8,925,000 | 8,500,000 | 1,968,000 |
| Equity capital | 27,436,000 | 27,307,000 | 27,611,000 | 27,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,371,000 | 5,076,000 | 6,772,000 |
| Interest expense | 283,000 | 545,000 | 813,000 | 1,086,000 |
| Net interest income | 1,383,000 | 2,826,000 | 4,263,000 | 5,686,000 |
| Noninterest income | 173,000 | 822,000 | 885,000 | 957,000 |
| Noninterest expense | 1,288,000 | 2,549,000 | 3,671,000 | 4,895,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 268,000 | 1,099,000 | 1,477,000 | 1,848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 1,099,000 | 1,477,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,613,000 | 27,234,000 | 27,057,000 | 27,370,000 |
| Total capital | 27,091,000 | 27,715,000 | 27,641,000 | 27,854,000 |
| Risk-weighted assets | 101,020,000 | 102,924,000 | 104,754,000 | 103,865,000 |