Call reports 2014
PEOPLES TRUST AND SAVINGS BANK — 2014
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,499,000 | 159,395,000 | 160,175,000 | 169,291,000 |
| Total loans | 92,585,000 | 96,237,000 | 96,500,000 | 101,010,000 |
| Allowance for loan losses | 504,000 | 506,000 | 452,000 | 458,000 |
| Securities available for sale | 35,388,000 | 34,864,000 | 31,739,000 | 33,945,000 |
| Securities held to maturity | 13,189,000 | 14,175,000 | 16,861,000 | 16,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,464,000 | 127,320,000 | 128,515,000 | 128,644,000 |
| Interest-bearing deposits | 120,725,000 | 117,476,000 | 120,295,000 | 120,727,000 |
| Noninterest-bearing deposits | 7,739,000 | 9,844,000 | 8,220,000 | 7,917,000 |
| Equity capital | 25,721,000 | 26,749,000 | 26,293,000 | 27,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,290,000 | 4,942,000 | 6,635,000 |
| Interest expense | 262,000 | 529,000 | 789,000 | 1,051,000 |
| Net interest income | 1,363,000 | 2,761,000 | 4,153,000 | 5,584,000 |
| Noninterest income | 196,000 | 396,000 | 594,000 | 809,000 |
| Noninterest expense | 1,239,000 | 2,519,000 | 3,724,000 | 4,975,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 442,000 | 760,000 | 1,162,000 | 1,593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 760,000 | 1,162,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,032,000 | 26,105,000 | 26,129,000 | 26,561,000 |
| Total capital | 26,536,000 | 26,611,000 | 26,581,000 | 27,019,000 |
| Risk-weighted assets | 98,450,000 | 100,434,000 | 101,376,000 | 108,563,000 |