Call reports 2013
PEOPLES TRUST AND SAVINGS BANK — 2013
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,735,000 | 140,966,000 | 142,413,000 | 148,726,000 |
| Total loans | 89,932,000 | 92,547,000 | 94,637,000 | 94,489,000 |
| Allowance for loan losses | 561,000 | 568,000 | 595,000 | 502,000 |
| Securities available for sale | 35,373,000 | 34,819,000 | 33,064,000 | 36,365,000 |
| Securities held to maturity | 0 | 0 | 600,000 | 6,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,004,000 | 108,838,000 | 111,825,000 | 116,254,000 |
| Interest-bearing deposits | 100,009,000 | 96,217,000 | 100,434,000 | 111,395,000 |
| Noninterest-bearing deposits | 10,995,000 | 12,621,000 | 11,391,000 | 4,859,000 |
| Equity capital | 27,466,000 | 25,804,000 | 25,233,000 | 24,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,043,000 | 4,602,000 | 6,219,000 |
| Interest expense | 260,000 | 513,000 | 766,000 | 1,029,000 |
| Net interest income | 1,233,000 | 2,530,000 | 3,836,000 | 5,190,000 |
| Noninterest income | 195,000 | 395,000 | 258,000 | 507,000 |
| Noninterest expense | 1,242,000 | 2,426,000 | 3,612,000 | 4,785,000 |
| Provision for loan losses | 5,000 | 5,000 | 7,000 | -68,000 |
| Pretax income | 179,000 | 639,000 | 769,000 | 1,274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 639,000 | 769,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,895,000 | 26,092,000 | 26,168,000 | 25,804,000 |
| Total capital | 26,456,000 | 26,660,000 | 26,763,000 | 26,306,000 |
| Risk-weighted assets | 88,047,000 | 90,302,000 | 94,983,000 | 97,382,000 |