Call reports 2012
PEOPLES TRUST AND SAVINGS BANK — 2012
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,613,000 | 136,607,000 | 139,077,000 | 140,488,000 |
| Total loans | 87,954,000 | 88,914,000 | 85,851,000 | 85,999,000 |
| Allowance for loan losses | 515,000 | 546,000 | 570,000 | 573,000 |
| Securities available for sale | 28,737,000 | 31,914,000 | 31,575,000 | 35,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,726,000 | 103,211,000 | 105,378,000 | 106,717,000 |
| Interest-bearing deposits | 92,472,000 | 92,600,000 | 93,186,000 | 96,261,000 |
| Noninterest-bearing deposits | 11,254,000 | 10,611,000 | 12,192,000 | 10,456,000 |
| Equity capital | 26,510,000 | 26,983,000 | 27,332,000 | 27,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,211,000 | 4,811,000 | 6,365,000 |
| Interest expense | 278,000 | 551,000 | 826,000 | 1,094,000 |
| Net interest income | 1,299,000 | 2,660,000 | 3,985,000 | 5,271,000 |
| Noninterest income | 189,000 | 429,000 | 638,000 | 850,000 |
| Noninterest expense | 1,234,000 | 2,507,000 | 3,734,000 | 4,945,000 |
| Provision for loan losses | 38,000 | 77,000 | 97,000 | 98,000 |
| Pretax income | 216,000 | 505,000 | 932,000 | 1,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 505,000 | 932,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,142,000 | 25,362,000 | 25,690,000 | 25,980,000 |
| Total capital | 25,657,000 | 25,908,000 | 26,260,000 | 26,553,000 |
| Risk-weighted assets | 85,634,000 | 87,014,000 | 87,191,000 | 85,391,000 |