Call reports 2011
PEOPLES TRUST AND SAVINGS BANK — 2011
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,366,000 | 134,449,000 | 135,293,000 | 134,796,000 |
| Total loans | 88,990,000 | 90,419,000 | 85,555,000 | 86,769,000 |
| Allowance for loan losses | 747,000 | 730,000 | 522,000 | 491,000 |
| Securities available for sale | 26,292,000 | 24,411,000 | 22,356,000 | 28,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,198,000 | 97,776,000 | 99,830,000 | 99,064,000 |
| Interest-bearing deposits | 88,105,000 | 86,766,000 | 89,026,000 | 88,441,000 |
| Noninterest-bearing deposits | 10,093,000 | 11,010,000 | 10,804,000 | 10,623,000 |
| Equity capital | 24,777,000 | 25,315,000 | 26,074,000 | 26,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,353,000 | 4,943,000 | 6,532,000 |
| Interest expense | 329,000 | 646,000 | 954,000 | 1,249,000 |
| Net interest income | 1,329,000 | 2,707,000 | 3,989,000 | 5,283,000 |
| Noninterest income | 217,000 | 430,000 | 612,000 | 806,000 |
| Noninterest expense | 1,192,000 | 2,410,000 | 3,636,000 | 4,912,000 |
| Provision for loan losses | 52,000 | 87,000 | 102,000 | 115,000 |
| Pretax income | 302,000 | 640,000 | 863,000 | 1,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 640,000 | 863,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,392,000 | 24,598,000 | 24,722,000 | 24,923,000 |
| Total capital | 25,139,000 | 25,328,000 | 25,244,000 | 25,414,000 |
| Risk-weighted assets | 87,560,000 | 88,189,000 | 83,176,000 | 83,857,000 |