Call reports 2010
PEOPLES TRUST AND SAVINGS BANK — 2010
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,278,000 | 128,094,000 | 129,777,000 | 127,056,000 |
| Total loans | 81,722,000 | 81,920,000 | 85,765,000 | 87,946,000 |
| Allowance for loan losses | 606,000 | 686,000 | 739,000 | 729,000 |
| Securities available for sale | 26,955,000 | 27,060,000 | 25,523,000 | 27,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,713,000 | 97,092,000 | 98,274,000 | 95,446,000 |
| Interest-bearing deposits | 91,206,000 | 88,926,000 | 89,142,000 | 86,777,000 |
| Noninterest-bearing deposits | 8,507,000 | 8,166,000 | 9,132,000 | 8,669,000 |
| Equity capital | 24,208,000 | 24,721,000 | 25,097,000 | 24,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,488,000 | 2,992,000 | 4,556,000 | 6,148,000 |
| Interest expense | 451,000 | 865,000 | 1,251,000 | 1,613,000 |
| Net interest income | 1,037,000 | 2,127,000 | 3,305,000 | 4,535,000 |
| Noninterest income | 268,000 | 603,000 | 879,000 | 1,147,000 |
| Noninterest expense | 1,143,000 | 2,270,000 | 3,426,000 | 4,599,000 |
| Provision for loan losses | 115,000 | 179,000 | 257,000 | 317,000 |
| Pretax income | 47,000 | 281,000 | 501,000 | 766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 281,000 | 501,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,662,000 | 23,760,000 | 24,003,000 | 24,285,000 |
| Total capital | 24,268,000 | 24,445,000 | 24,742,000 | 25,014,000 |
| Risk-weighted assets | 79,898,000 | 80,333,000 | 83,282,000 | 85,539,000 |