Call reports 2009
PEOPLES TRUST AND SAVINGS BANK — 2009
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,336,000 | 128,655,000 | 129,272,000 | 131,660,000 |
| Total loans | 80,060,000 | 83,082,000 | 85,346,000 | 85,807,000 |
| Allowance for loan losses | 506,000 | 513,000 | 551,000 | 575,000 |
| Securities available for sale | 32,093,000 | 32,185,000 | 28,201,000 | 25,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,184,000 | 95,311,000 | 95,565,000 | 101,202,000 |
| Interest-bearing deposits | 86,434,000 | 87,054,000 | 87,593,000 | 91,008,000 |
| Noninterest-bearing deposits | 7,750,000 | 8,257,000 | 7,972,000 | 10,194,000 |
| Equity capital | 23,750,000 | 24,008,000 | 24,248,000 | 24,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,260,000 | 4,884,000 | 6,480,000 |
| Interest expense | 506,000 | 1,017,000 | 1,518,000 | 2,016,000 |
| Net interest income | 1,119,000 | 2,243,000 | 3,366,000 | 4,464,000 |
| Noninterest income | 268,000 | 595,000 | 885,000 | 1,208,000 |
| Noninterest expense | 1,028,000 | 2,118,000 | 3,311,000 | 4,516,000 |
| Provision for loan losses | 25,000 | 31,000 | 66,000 | 101,000 |
| Pretax income | 334,000 | 689,000 | 874,000 | 1,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 689,000 | 874,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,268,000 | 23,331,000 | 23,425,000 | 23,629,000 |
| Total capital | 23,774,000 | 23,844,000 | 23,976,000 | 24,204,000 |
| Risk-weighted assets | 80,750,000 | 81,925,000 | 83,145,000 | 83,665,000 |