Call reports 2002
PEOPLES TRUST AND SAVINGS BANK — 2002
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,901,000 | 94,752,000 | 96,871,000 | 99,595,000 |
| Total loans | 50,717,000 | 51,091,000 | 50,348,000 | 49,642,000 |
| Allowance for loan losses | 327,000 | 337,000 | 311,000 | 315,000 |
| Securities available for sale | 22,715,000 | 21,416,000 | 22,930,000 | 27,001,000 |
| Securities held to maturity | 7,005,000 | 5,759,000 | 5,316,000 | 4,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,586,000 | 70,044,000 | 71,773,000 | 74,222,000 |
| Interest-bearing deposits | 67,146,000 | 64,207,000 | 65,460,000 | 67,166,000 |
| Noninterest-bearing deposits | 6,440,000 | 5,837,000 | 6,313,000 | 7,056,000 |
| Equity capital | 23,833,000 | 24,274,000 | 24,609,000 | 24,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,788,000 | 4,129,000 | 5,463,000 |
| Interest expense | 527,000 | 1,040,000 | 1,538,000 | 2,028,000 |
| Net interest income | 887,000 | 1,748,000 | 2,591,000 | 3,435,000 |
| Noninterest income | 200,000 | 389,000 | 658,000 | 960,000 |
| Noninterest expense | 837,000 | 1,640,000 | 2,418,000 | 3,283,000 |
| Provision for loan losses | 0 | 14,000 | 14,000 | 14,000 |
| Pretax income | 251,000 | 486,000 | 820,000 | 1,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 486,000 | 820,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,677,000 | 23,729,000 | 23,890,000 | 24,186,000 |
| Total capital | 24,004,000 | 24,066,000 | 24,201,000 | 24,501,000 |
| Risk-weighted assets | 52,634,000 | 53,354,000 | 53,981,000 | 54,272,000 |