Call reports 2001
PEOPLES TRUST AND SAVINGS BANK — 2001
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,272,000 | 90,780,000 | 94,706,000 | 96,782,000 |
| Total loans | 49,442,000 | 52,722,000 | 52,785,000 | 53,155,000 |
| Allowance for loan losses | 368,000 | 364,000 | 350,000 | 351,000 |
| Securities available for sale | 10,100,000 | 10,746,000 | 11,311,000 | 17,760,000 |
| Securities held to maturity | 14,068,000 | 11,522,000 | 9,792,000 | 8,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,542,000 | 66,801,000 | 70,454,000 | 72,323,000 |
| Interest-bearing deposits | 58,335,000 | 60,966,000 | 64,473,000 | 65,839,000 |
| Noninterest-bearing deposits | 5,207,000 | 5,835,000 | 5,981,000 | 6,484,000 |
| Equity capital | 23,378,000 | 23,664,000 | 23,920,000 | 23,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,037,000 | 4,543,000 | 6,013,000 |
| Interest expense | 624,000 | 1,242,000 | 1,878,000 | 2,449,000 |
| Net interest income | 891,000 | 1,795,000 | 2,665,000 | 3,564,000 |
| Noninterest income | 89,000 | 259,000 | 415,000 | 638,000 |
| Noninterest expense | 789,000 | 1,480,000 | 2,264,000 | 2,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 612,000 | 907,000 | 1,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 612,000 | 907,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,181,000 | 23,538,000 | 23,641,000 | 23,655,000 |
| Total capital | 23,549,000 | 23,902,000 | 23,991,000 | 24,006,000 |
| Risk-weighted assets | 47,267,000 | 50,704,000 | 52,689,000 | 53,580,000 |