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Call reports 2003

GUARANTY NATIONAL BANK OF TALLAHASSEE — 2003

What GUARANTY NATIONAL BANK OF TALLAHASSEE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c349ea5e-8ffe-4fdc-8dee-0ed23325b8b8/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets86,900,00084,466,00076,153,00071,280,000
Total loans55,548,00053,766,00053,784,00049,885,000
Allowance for loan losses1,152,0001,232,0001,334,0001,267,000
Securities available for sale7,356,0003,002,0001,944,0001,608,000
Securities held to maturity364,000295,000233,000188,000
Trading assets0000
Total deposits77,641,00075,934,00069,533,00065,614,000
Interest-bearing deposits66,926,00063,663,00059,891,00055,849,000
Noninterest-bearing deposits10,715,00012,272,0009,642,0009,766,000
Equity capital8,054,0007,383,0005,548,0004,581,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income1,161,0002,228,0003,332,0004,382,000
Interest expense600,0001,122,0001,608,0002,035,000
Net interest income561,0001,106,0001,724,0002,347,000
Noninterest income137,000288,000435,000602,000
Noninterest expense1,385,0002,746,0004,024,0005,398,000
Provision for loan losses001,322,0001,692,000
Pretax income-687,000-1,352,000-3,187,000-4,141,000
Income tax0000
Net income-687,000-1,352,000-3,187,000-4,141,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital7,182,0006,517,0004,683,0003,732,000
Total capital7,939,0007,263,0005,398,0004,406,000
Risk-weighted assets60,137,00058,846,00056,676,00053,317,000