Call reports 2002
GUARANTY NATIONAL BANK OF TALLAHASSEE — 2002
What GUARANTY NATIONAL BANK OF TALLAHASSEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,314,000 | 114,810,000 | 104,647,000 | 98,896,000 |
| Total loans | 106,500,000 | 92,273,000 | 56,995,000 | 54,631,000 |
| Allowance for loan losses | 1,072,000 | 1,584,000 | 1,402,000 | 1,283,000 |
| Securities available for sale | 2,924,000 | 3,618,000 | 5,291,000 | 8,475,000 |
| Securities held to maturity | 1,319,000 | 941,000 | 705,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,668,000 | 104,457,000 | 93,161,000 | 88,777,000 |
| Interest-bearing deposits | 97,683,000 | 92,858,000 | 80,642,000 | 76,728,000 |
| Noninterest-bearing deposits | 13,986,000 | 11,599,000 | 12,519,000 | 12,050,000 |
| Equity capital | 11,065,000 | 8,550,000 | 10,341,000 | 8,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,622,000 | 6,494,000 | 7,781,000 |
| Interest expense | 970,000 | 1,896,000 | 2,704,000 | 3,447,000 |
| Net interest income | 1,351,000 | 2,726,000 | 3,790,000 | 4,334,000 |
| Noninterest income | 118,000 | 233,000 | 321,000 | 483,000 |
| Noninterest expense | 1,105,000 | 4,592,000 | 4,131,000 | 6,330,000 |
| Provision for loan losses | 40,000 | 580,000 | 390,000 | 509,000 |
| Pretax income | 324,000 | -2,213,000 | -410,000 | -2,022,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | -2,213,000 | -410,000 | -2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,762,000 | 7,656,000 | 9,480,000 | 7,869,000 |
| Total capital | 11,834,000 | 8,801,000 | 10,280,000 | 8,642,000 |
| Risk-weighted assets | 105,110,000 | 91,173,000 | 63,408,000 | 61,305,000 |