Call reports 2001
GUARANTY NATIONAL BANK OF TALLAHASSEE — 2001
What GUARANTY NATIONAL BANK OF TALLAHASSEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,559,000 | 118,842,000 | 122,687,000 | 123,788,000 |
| Total loans | 91,206,000 | 95,315,000 | 92,939,000 | 103,778,000 |
| Allowance for loan losses | 739,000 | 1,200,000 | 1,163,000 | 1,028,000 |
| Securities available for sale | 3,407,000 | 4,240,000 | 3,909,000 | 3,354,000 |
| Securities held to maturity | 4,023,000 | 3,421,000 | 2,457,000 | 1,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,229,000 | 107,520,000 | 113,069,000 | 100,079,000 |
| Interest-bearing deposits | 91,452,000 | 83,153,000 | 83,392,000 | 87,624,000 |
| Noninterest-bearing deposits | 24,777,000 | 24,368,000 | 29,677,000 | 12,455,000 |
| Equity capital | 7,745,000 | 8,020,000 | 8,321,000 | 8,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 4,906,000 | 7,215,000 | 9,514,000 |
| Interest expense | 1,302,000 | 2,506,000 | 3,579,000 | 4,595,000 |
| Net interest income | 1,200,000 | 2,400,000 | 3,636,000 | 4,919,000 |
| Noninterest income | 126,000 | 286,000 | 437,000 | 552,000 |
| Noninterest expense | 1,017,000 | 2,084,000 | 3,193,000 | 4,412,000 |
| Provision for loan losses | 0 | 876,000 | 876,000 | 726,000 |
| Pretax income | 309,000 | -275,000 | 4,000 | 333,000 |
| Income tax | 0 | 0 | 3,000 | 3,000 |
| Net income | 309,000 | -275,000 | 1,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,344,000 | 7,275,000 | 7,761,000 | 8,273,000 |
| Total capital | 8,083,000 | 8,433,000 | 8,910,000 | 9,301,000 |
| Risk-weighted assets | 91,944,000 | 92,609,000 | 91,749,000 | 92,900,000 |