Call reports 2001
BONHAM STATE BANK — 2001
What BONHAM STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,208,000 | 84,016,000 | 84,132,000 | 84,357,000 |
| Total loans | 44,356,000 | 46,215,000 | 47,694,000 | 48,041,000 |
| Allowance for loan losses | 325,000 | 325,000 | 337,000 | 357,000 |
| Securities available for sale | 12,553,000 | 10,385,000 | 10,279,000 | 10,076,000 |
| Securities held to maturity | 13,825,000 | 14,397,000 | 14,400,000 | 15,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,930,000 | 75,240,000 | 75,130,000 | 75,832,000 |
| Interest-bearing deposits | 60,085,000 | 61,045,000 | 62,012,000 | 63,004,000 |
| Noninterest-bearing deposits | 13,845,000 | 14,195,000 | 13,118,000 | 12,828,000 |
| Equity capital | 7,688,000 | 8,016,000 | 8,380,000 | 7,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,980,000 | 4,453,000 | 5,895,000 |
| Interest expense | 734,000 | 1,420,000 | 2,032,000 | 2,551,000 |
| Net interest income | 744,000 | 1,560,000 | 2,421,000 | 3,344,000 |
| Noninterest income | 216,000 | 377,000 | 517,000 | 689,000 |
| Noninterest expense | 542,000 | 1,072,000 | 1,633,000 | 2,218,000 |
| Provision for loan losses | 39,000 | 66,000 | 99,000 | 212,000 |
| Pretax income | 379,000 | 799,000 | 1,206,000 | 1,603,000 |
| Income tax | 74,000 | 176,000 | 282,000 | 392,000 |
| Net income | 305,000 | 623,000 | 924,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,459,000 | 7,776,000 | 8,077,000 | 7,726,000 |
| Total capital | 7,784,000 | 8,101,000 | 8,414,000 | 8,083,000 |
| Risk-weighted assets | 49,396,000 | 50,335,000 | 50,738,000 | 51,267,000 |