Call reports 2025
FARMERS & TRADERS BANK OF CAMPTON — 2025
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 66,462,000 | 65,394,000 | 67,120,000 | 67,660,000 |
| Total loans | 37,627,000 | 37,339,000 | 39,259,000 | 40,701,000 |
| Allowance for loan losses | 415,000 | 422,000 | 418,000 | 433,000 |
| Securities available for sale | 24,330,000 | 23,397,000 | 22,970,000 | 22,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,148,000 | 56,777,000 | 59,714,000 | 55,015,000 |
| Interest-bearing deposits | 34,888,000 | 34,203,000 | 34,851,000 | 31,632,000 |
| Noninterest-bearing deposits | 22,260,000 | 22,574,000 | 24,863,000 | 23,383,000 |
| Equity capital | 3,744,000 | 3,908,000 | 4,250,000 | 4,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,673,000 | 2,527,000 | 3,397,000 |
| Interest expense | 253,000 | 493,000 | 720,000 | 945,000 |
| Net interest income | 575,000 | 1,180,000 | 1,807,000 | 2,452,000 |
| Noninterest income | 54,000 | 111,000 | 175,000 | 246,000 |
| Noninterest expense | 468,000 | 923,000 | 1,392,000 | 1,835,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 46,000 |
| Pretax income | 154,000 | 353,000 | 567,000 | 817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 353,000 | 567,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,157,000 | 6,202,000 | 6,212,000 | 6,415,000 |
| Total capital | 6,572,000 | 6,624,000 | 6,630,000 | 6,848,000 |
| Risk-weighted assets | 52,002,000 | 50,757,000 | 51,116,000 | 51,445,000 |