Call reports 2023
FARMERS & TRADERS BANK OF CAMPTON — 2023
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 64,597,000 | 64,697,000 | 66,740,000 | 67,558,000 |
| Total loans | 27,736,000 | 29,034,000 | 30,849,000 | 32,793,000 |
| Allowance for loan losses | 394,000 | 312,000 | 331,000 | 345,000 |
| Securities available for sale | 32,305,000 | 31,571,000 | 29,905,000 | 30,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,746,000 | 59,412,000 | 60,872,000 | 61,616,000 |
| Interest-bearing deposits | 37,283,000 | 36,385,000 | 34,273,000 | 38,071,000 |
| Noninterest-bearing deposits | 21,463,000 | 23,027,000 | 26,599,000 | 23,545,000 |
| Equity capital | 2,281,000 | 2,072,000 | 1,467,000 | 2,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,411,000 | 2,183,000 | 2,958,000 |
| Interest expense | 123,000 | 234,000 | 398,000 | 604,000 |
| Net interest income | 564,000 | 1,177,000 | 1,785,000 | 2,354,000 |
| Noninterest income | 67,000 | 120,000 | 186,000 | 239,000 |
| Noninterest expense | 446,000 | 867,000 | 1,311,000 | 1,691,000 |
| Provision for loan losses | 7,000 | -75,000 | -52,000 | -24,000 |
| Pretax income | 178,000 | 405,000 | 612,000 | 801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 405,000 | 612,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,772,000 | 5,874,000 | 5,948,000 | 6,101,000 |
| Total capital | 6,166,000 | 6,186,000 | 6,279,000 | 6,446,000 |
| Risk-weighted assets | 51,662,000 | 52,452,000 | 53,920,000 | 54,147,000 |