Call reports 2022
FARMERS & TRADERS BANK OF CAMPTON — 2022
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 65,447,000 | 65,742,000 | 62,539,000 | 63,211,000 |
| Total loans | 24,343,000 | 25,406,000 | 25,230,000 | 26,131,000 |
| Allowance for loan losses | 382,000 | 386,000 | 394,000 | 393,000 |
| Securities available for sale | 36,767,000 | 34,996,000 | 32,886,000 | 32,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,778,000 | 61,583,000 | 55,946,000 | 57,076,000 |
| Interest-bearing deposits | 39,939,000 | 40,322,000 | 35,614,000 | 37,215,000 |
| Noninterest-bearing deposits | 19,839,000 | 21,261,000 | 20,332,000 | 19,861,000 |
| Equity capital | 4,614,000 | 3,037,000 | 1,671,000 | 1,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,176,000 | 1,796,000 | 2,440,000 |
| Interest expense | 62,000 | 128,000 | 214,000 | 308,000 |
| Net interest income | 511,000 | 1,048,000 | 1,582,000 | 2,132,000 |
| Noninterest income | 62,000 | 130,000 | 206,000 | 270,000 |
| Noninterest expense | 402,000 | 809,000 | 1,232,000 | 1,620,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 162,000 | 353,000 | 529,000 | 748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 353,000 | 529,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,465,000 | 5,523,000 | 5,596,000 | 5,780,000 |
| Total capital | 5,847,000 | 5,909,000 | 5,990,000 | 6,173,000 |
| Risk-weighted assets | 49,356,000 | 51,243,000 | 50,387,000 | 49,940,000 |