Call reports 2021
FARMERS & TRADERS BANK OF CAMPTON — 2021
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 58,785,000 | 63,527,000 | 65,630,000 | 64,396,000 |
| Total loans | 25,188,000 | 25,487,000 | 24,944,000 | 24,550,000 |
| Allowance for loan losses | 350,000 | 362,000 | 371,000 | 378,000 |
| Securities available for sale | 27,329,000 | 33,384,000 | 36,018,000 | 35,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,510,000 | 52,219,000 | 52,975,000 | 53,041,000 |
| Interest-bearing deposits | 33,254,000 | 33,462,000 | 33,471,000 | 32,963,000 |
| Noninterest-bearing deposits | 18,256,000 | 18,757,000 | 19,504,000 | 20,078,000 |
| Equity capital | 6,265,000 | 6,669,000 | 6,474,000 | 6,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,089,000 | 1,640,000 | 2,228,000 |
| Interest expense | 68,000 | 135,000 | 201,000 | 267,000 |
| Net interest income | 478,000 | 954,000 | 1,439,000 | 1,961,000 |
| Noninterest income | 70,000 | 125,000 | 183,000 | 241,000 |
| Noninterest expense | 399,000 | 800,000 | 1,209,000 | 1,550,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 214,000 | 335,000 | 503,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 335,000 | 503,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,234,000 | 5,254,000 | 5,290,000 | 5,485,000 |
| Total capital | 5,584,000 | 5,616,000 | 5,661,000 | 5,863,000 |
| Risk-weighted assets | 40,888,000 | 45,342,000 | 47,566,000 | 47,086,000 |