Call reports 2020
FARMERS & TRADERS BANK OF CAMPTON — 2020
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,396,000 | 53,388,000 | 54,854,000 | 58,934,000 |
| Total loans | 24,522,000 | 24,674,000 | 24,815,000 | 25,105,000 |
| Allowance for loan losses | 334,000 | 341,000 | 340,000 | 343,000 |
| Securities available for sale | 20,130,000 | 23,476,000 | 25,211,000 | 28,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,286,000 | 42,812,000 | 47,493,000 | 48,503,000 |
| Interest-bearing deposits | 27,233,000 | 28,043,000 | 30,986,000 | 31,496,000 |
| Noninterest-bearing deposits | 12,053,000 | 14,769,000 | 16,507,000 | 17,007,000 |
| Equity capital | 5,550,000 | 6,033,000 | 6,257,000 | 6,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 999,000 | 1,525,000 | 2,056,000 |
| Interest expense | 74,000 | 143,000 | 210,000 | 282,000 |
| Net interest income | 415,000 | 856,000 | 1,315,000 | 1,774,000 |
| Noninterest income | 82,000 | 136,000 | 182,000 | 236,000 |
| Noninterest expense | 397,000 | 803,000 | 1,214,000 | 1,579,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 91,000 | 228,000 | 429,000 | 567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 228,000 | 429,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,915,000 | 4,978,000 | 5,090,000 | 5,182,000 |
| Total capital | 5,249,000 | 5,319,000 | 5,430,000 | 5,525,000 |
| Risk-weighted assets | 35,372,000 | 37,879,000 | 39,690,000 | 41,079,000 |