Call reports 2019
FARMERS & TRADERS BANK OF CAMPTON — 2019
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,870,000 | 46,237,000 | 46,617,000 | 46,761,000 |
| Total loans | 23,745,000 | 24,056,000 | 25,171,000 | 24,790,000 |
| Allowance for loan losses | 297,000 | 306,000 | 322,000 | 324,000 |
| Securities available for sale | 19,119,000 | 17,207,000 | 16,614,000 | 16,895,000 |
| Securities held to maturity | 500,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,915,000 | 38,929,000 | 40,310,000 | 38,018,000 |
| Interest-bearing deposits | 25,511,000 | 26,130,000 | 27,733,000 | 27,203,000 |
| Noninterest-bearing deposits | 11,404,000 | 12,799,000 | 12,577,000 | 10,815,000 |
| Equity capital | 5,345,000 | 5,673,000 | 5,745,000 | 5,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 998,000 | 1,500,000 | 2,006,000 |
| Interest expense | 86,000 | 165,000 | 234,000 | 308,000 |
| Net interest income | 415,000 | 833,000 | 1,266,000 | 1,698,000 |
| Noninterest income | 83,000 | 152,000 | 230,000 | 302,000 |
| Noninterest expense | 402,000 | 802,000 | 1,209,000 | 1,566,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 49,000 |
| Pretax income | 84,000 | 161,000 | 261,000 | 411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 161,000 | 261,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,770,000 | 4,846,000 | 4,844,000 | 4,957,000 |
| Total capital | 5,067,000 | 5,152,000 | 5,166,000 | 5,281,000 |
| Risk-weighted assets | 32,563,000 | 31,361,000 | 32,521,000 | 32,853,000 |