Call reports 2018
FARMERS & TRADERS BANK OF CAMPTON — 2018
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,228,000 | 47,792,000 | 45,835,000 | 47,968,000 |
| Total loans | 22,584,000 | 22,467,000 | 22,377,000 | 22,934,000 |
| Allowance for loan losses | 284,000 | 300,000 | 288,000 | 289,000 |
| Securities available for sale | 19,352,000 | 18,956,000 | 18,267,000 | 19,064,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,928,000 | 38,980,000 | 39,511,000 | 39,303,000 |
| Interest-bearing deposits | 27,158,000 | 11,720,000 | 27,504,000 | 19,052,000 |
| Noninterest-bearing deposits | 11,770,000 | 27,260,000 | 12,007,000 | 20,251,000 |
| Equity capital | 5,115,000 | 5,063,000 | 4,957,000 | 5,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 971,000 | 1,449,000 | 1,949,000 |
| Interest expense | 59,000 | 121,000 | 183,000 | 247,000 |
| Net interest income | 415,000 | 850,000 | 1,266,000 | 1,702,000 |
| Noninterest income | 94,000 | 188,000 | 267,000 | 338,000 |
| Noninterest expense | 409,000 | 822,000 | 1,238,000 | 1,561,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 66,000 |
| Pretax income | 85,000 | 186,000 | 250,000 | 410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 186,000 | 250,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,711,000 | 4,755,000 | 4,739,000 | 4,803,000 |
| Total capital | 4,995,000 | 5,055,000 | 5,027,000 | 5,092,000 |
| Risk-weighted assets | 30,553,000 | 30,146,000 | 29,469,000 | 31,829,000 |