Call reports 2017
FARMERS & TRADERS BANK OF CAMPTON — 2017
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,965,000 | 48,756,000 | 48,088,000 | 48,059,000 |
| Total loans | 21,407,000 | 21,608,000 | 22,516,000 | 23,038,000 |
| Allowance for loan losses | 309,000 | 300,000 | 306,000 | 286,000 |
| Securities available for sale | 23,015,000 | 21,142,000 | 20,174,000 | 19,592,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,408,000 | 39,648,000 | 38,717,000 | 38,360,000 |
| Interest-bearing deposits | 29,079,000 | 28,214,000 | 27,572,000 | 27,318,000 |
| Noninterest-bearing deposits | 11,329,000 | 11,434,000 | 11,145,000 | 11,042,000 |
| Equity capital | 5,265,000 | 5,432,000 | 5,456,000 | 5,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 959,000 | 1,448,000 | 1,930,000 |
| Interest expense | 54,000 | 112,000 | 169,000 | 227,000 |
| Net interest income | 425,000 | 847,000 | 1,279,000 | 1,703,000 |
| Noninterest income | 96,000 | 189,000 | 258,000 | 314,000 |
| Noninterest expense | 419,000 | 817,000 | 1,236,000 | 1,580,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 61,000 |
| Pretax income | 87,000 | 190,000 | 262,000 | 379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 190,000 | 262,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,687,000 | 4,722,000 | 4,737,000 | 4,726,000 |
| Total capital | 4,996,000 | 5,022,000 | 5,043,000 | 5,012,000 |
| Risk-weighted assets | 28,816,000 | 28,387,000 | 28,633,000 | 31,056,000 |