Call reports 2015
FARMERS & TRADERS BANK OF CAMPTON — 2015
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,617,000 | 46,581,000 | 46,517,000 | 50,865,000 |
| Total loans | 21,268,000 | 21,708,000 | 20,698,000 | 20,519,000 |
| Allowance for loan losses | 378,000 | 381,000 | 365,000 | 329,000 |
| Securities available for sale | 18,265,000 | 18,856,000 | 19,397,000 | 22,349,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,016,000 | 40,540,000 | 39,760,000 | 45,464,000 |
| Interest-bearing deposits | 30,667,000 | 30,941,000 | 30,278,000 | 34,778,000 |
| Noninterest-bearing deposits | 10,349,000 | 9,599,000 | 9,482,000 | 10,686,000 |
| Equity capital | 5,383,000 | 5,129,000 | 5,308,000 | 5,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 881,000 | 1,349,000 | 1,813,000 |
| Interest expense | 45,000 | 92,000 | 139,000 | 189,000 |
| Net interest income | 398,000 | 789,000 | 1,210,000 | 1,624,000 |
| Noninterest income | 108,000 | 223,000 | 348,000 | 459,000 |
| Noninterest expense | 427,000 | 861,000 | 1,308,000 | 1,685,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 103,000 |
| Pretax income | 100,000 | 185,000 | 261,000 | 374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 185,000 | 261,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,496,000 | 4,491,000 | 4,489,000 | 4,547,000 |
| Total capital | 4,801,000 | 4,811,000 | 4,797,000 | 4,872,000 |
| Risk-weighted assets | 24,356,000 | 25,542,000 | 24,562,000 | 25,994,000 |