Call reports 2013
FARMERS & TRADERS BANK OF CAMPTON — 2013
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,984,000 | 45,141,000 | 47,147,000 | 46,247,000 |
| Total loans | 24,015,000 | 23,680,000 | 23,041,000 | 22,228,000 |
| Allowance for loan losses | 506,000 | 529,000 | 528,000 | 500,000 |
| Securities available for sale | 14,628,000 | 16,246,000 | 18,145,000 | 18,114,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,485,000 | 39,909,000 | 37,816,000 | 38,100,000 |
| Interest-bearing deposits | 31,778,000 | 30,946,000 | 29,485,000 | 29,709,000 |
| Noninterest-bearing deposits | 9,707,000 | 8,963,000 | 8,331,000 | 8,391,000 |
| Equity capital | 5,210,000 | 4,699,000 | 4,789,000 | 4,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 964,000 | 1,482,000 | 1,971,000 |
| Interest expense | 55,000 | 105,000 | 152,000 | 197,000 |
| Net interest income | 435,000 | 859,000 | 1,330,000 | 1,774,000 |
| Noninterest income | 106,000 | 225,000 | 347,000 | 455,000 |
| Noninterest expense | 491,000 | 949,000 | 1,430,000 | 1,917,000 |
| Provision for loan losses | 30,000 | 55,000 | 78,000 | 94,000 |
| Pretax income | 41,000 | 104,000 | 193,000 | 242,000 |
| Income tax | 0 | 0 | -29,000 | -29,000 |
| Net income | 41,000 | 104,000 | 222,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,365,000 | 4,428,000 | 4,492,000 | 4,398,000 |
| Total capital | 4,692,000 | 4,744,000 | 4,804,000 | 4,700,000 |
| Risk-weighted assets | 25,780,000 | 25,068,000 | 24,702,000 | 23,970,000 |