Call reports 2012
FARMERS & TRADERS BANK OF CAMPTON — 2012
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,674,000 | 48,727,000 | 48,881,000 | 46,627,000 |
| Total loans | 25,255,000 | 25,162,000 | 25,178,000 | 24,698,000 |
| Allowance for loan losses | 522,000 | 638,000 | 493,000 | 500,000 |
| Securities available for sale | 11,216,000 | 10,686,000 | 13,761,000 | 14,184,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,968,000 | 43,109,000 | 42,378,000 | 40,235,000 |
| Interest-bearing deposits | 31,889,000 | 33,475,000 | 33,190,000 | 31,629,000 |
| Noninterest-bearing deposits | 9,079,000 | 9,634,000 | 9,188,000 | 8,606,000 |
| Equity capital | 4,738,000 | 4,606,000 | 5,402,000 | 5,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,053,000 | 1,564,000 | 2,072,000 |
| Interest expense | 74,000 | 148,000 | 217,000 | 280,000 |
| Net interest income | 467,000 | 905,000 | 1,347,000 | 1,792,000 |
| Noninterest income | 130,000 | 258,000 | 381,000 | 502,000 |
| Noninterest expense | 448,000 | 919,000 | 1,376,000 | 1,843,000 |
| Provision for loan losses | 35,000 | 168,000 | 199,000 | 229,000 |
| Pretax income | 114,000 | 179,000 | 256,000 | 324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 179,000 | 256,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,735,000 | 3,641,000 | 4,365,000 | 4,379,000 |
| Total capital | 4,067,000 | 3,975,000 | 4,699,000 | 4,706,000 |
| Risk-weighted assets | 26,386,000 | 26,393,000 | 26,529,000 | 25,957,000 |