Call reports 2011
FARMERS & TRADERS BANK OF CAMPTON — 2011
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,306,000 | 42,532,000 | 43,871,000 | 43,279,000 |
| Total loans | 25,128,000 | 25,017,000 | 25,409,000 | 25,788,000 |
| Allowance for loan losses | 455,000 | 482,000 | 486,000 | 512,000 |
| Securities available for sale | 12,322,000 | 12,200,000 | 12,035,000 | 11,917,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,532,000 | 36,254,000 | 38,124,000 | 37,502,000 |
| Interest-bearing deposits | 29,694,000 | 29,406,000 | 29,639,000 | 30,433,000 |
| Noninterest-bearing deposits | 6,838,000 | 6,848,000 | 8,485,000 | 7,069,000 |
| Equity capital | 4,209,000 | 4,422,000 | 4,648,000 | 4,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,063,000 | 1,598,000 | 2,124,000 |
| Interest expense | 95,000 | 182,000 | 265,000 | 342,000 |
| Net interest income | 435,000 | 881,000 | 1,333,000 | 1,782,000 |
| Noninterest income | 110,000 | 242,000 | 370,000 | 518,000 |
| Noninterest expense | 431,000 | 872,000 | 1,331,000 | 1,733,000 |
| Provision for loan losses | 45,000 | 75,000 | 95,000 | 136,000 |
| Pretax income | 69,000 | 176,000 | 277,000 | 431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 176,000 | 277,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,552,000 | 3,584,000 | 3,630,000 | 3,723,000 |
| Total capital | 3,878,000 | 3,908,000 | 3,957,000 | 4,050,000 |
| Risk-weighted assets | 25,925,000 | 25,774,000 | 26,007,000 | 25,945,000 |