Call reports 2010
FARMERS & TRADERS BANK OF CAMPTON — 2010
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,904,000 | 45,627,000 | 44,127,000 | 42,098,000 |
| Total loans | 27,592,000 | 27,764,000 | 27,359,000 | 24,350,000 |
| Allowance for loan losses | 445,000 | 455,000 | 479,000 | 435,000 |
| Securities available for sale | 12,369,000 | 12,686,000 | 11,776,000 | 11,699,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,252,000 | 39,268,000 | 37,575,000 | 36,825,000 |
| Interest-bearing deposits | 32,735,000 | 32,055,000 | 30,490,000 | 29,715,000 |
| Noninterest-bearing deposits | 7,517,000 | 7,213,000 | 7,085,000 | 7,110,000 |
| Equity capital | 4,282,000 | 4,416,000 | 4,543,000 | 4,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,139,000 | 1,708,000 | 2,234,000 |
| Interest expense | 155,000 | 309,000 | 447,000 | 559,000 |
| Net interest income | 412,000 | 830,000 | 1,261,000 | 1,675,000 |
| Noninterest income | 88,000 | 213,000 | 345,000 | 444,000 |
| Noninterest expense | 432,000 | 903,000 | 1,342,000 | 1,727,000 |
| Provision for loan losses | 49,000 | 95,000 | 146,000 | 389,000 |
| Pretax income | 19,000 | 99,000 | 172,000 | 97,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 99,000 | 172,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,466,000 | 3,546,000 | 3,620,000 | 3,545,000 |
| Total capital | 3,826,000 | 3,898,000 | 3,963,000 | 3,858,000 |
| Risk-weighted assets | 28,703,000 | 28,077,000 | 27,332,000 | 24,885,000 |