Call reports 2007
FARMERS & TRADERS BANK OF CAMPTON — 2007
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,317,000 | 38,117,000 | 40,452,000 | 41,001,000 |
| Total loans | 22,335,000 | 22,965,000 | 23,385,000 | 24,628,000 |
| Allowance for loan losses | 358,000 | 354,000 | 332,000 | 300,000 |
| Securities available for sale | 9,260,000 | 9,984,000 | 11,158,000 | 11,391,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,987,000 | 33,907,000 | 36,153,000 | 36,416,000 |
| Interest-bearing deposits | 26,700,000 | 28,008,000 | 29,941,000 | 30,791,000 |
| Noninterest-bearing deposits | 6,287,000 | 5,899,000 | 6,212,000 | 5,625,000 |
| Equity capital | 3,430,000 | 3,308,000 | 3,413,000 | 3,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,154,000 | 1,777,000 | 2,412,000 |
| Interest expense | 223,000 | 465,000 | 733,000 | 1,009,000 |
| Net interest income | 343,000 | 689,000 | 1,044,000 | 1,403,000 |
| Noninterest income | 109,000 | 233,000 | 356,000 | 465,000 |
| Noninterest expense | 350,000 | 685,000 | 1,040,000 | 1,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 237,000 | 360,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 237,000 | 360,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,888,000 | 2,879,000 | 2,895,000 | 2,931,000 |
| Total capital | 3,170,000 | 3,168,000 | 3,193,000 | 3,234,000 |
| Risk-weighted assets | 22,613,000 | 23,088,000 | 23,772,000 | 24,673,000 |