Call reports 2001
FARMERS & TRADERS BANK OF CAMPTON — 2001
What FARMERS & TRADERS BANK OF CAMPTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,925,000 | 35,323,000 | 34,541,000 | 37,305,000 |
| Total loans | 22,570,000 | 22,328,000 | 21,792,000 | 20,685,000 |
| Allowance for loan losses | 360,000 | 338,000 | 316,000 | 307,000 |
| Securities available for sale | 8,268,000 | 8,360,000 | 7,318,000 | 8,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,930,000 | 31,370,000 | 30,391,000 | 31,293,000 |
| Interest-bearing deposits | 26,433,000 | 25,738,000 | 25,013,000 | 25,616,000 |
| Noninterest-bearing deposits | 5,497,000 | 5,632,000 | 5,378,000 | 5,677,000 |
| Equity capital | 3,443,000 | 3,460,000 | 3,523,000 | 3,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,324,000 | 1,975,000 | 2,600,000 |
| Interest expense | 336,000 | 649,000 | 937,000 | 1,201,000 |
| Net interest income | 336,000 | 675,000 | 1,038,000 | 1,399,000 |
| Noninterest income | 57,000 | 119,000 | 188,000 | 270,000 |
| Noninterest expense | 317,000 | 626,000 | 952,000 | 1,261,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 54,000 | 128,000 | 221,000 | 332,000 |
| Income tax | 17,000 | 41,000 | 71,000 | 109,000 |
| Net income | 37,000 | 87,000 | 150,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,776,000 | 2,799,000 | 2,834,000 | 2,881,000 |
| Total capital | 3,047,000 | 3,066,000 | 3,094,000 | 3,142,000 |
| Risk-weighted assets | 21,628,000 | 21,255,000 | 20,766,000 | 20,809,000 |