Call reports 2026
SOUTH CENTRAL BANK, INC. — 2026
What SOUTH CENTRAL BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,166,977,000 | 2,257,592,000 |
| Total loans | 1,740,721,000 | 1,783,004,000 |
| Allowance for loan losses | 17,407,000 | 17,830,000 |
| Securities available for sale | 256,480,000 | 255,734,000 |
| Securities held to maturity | 148,000 | 149,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,884,857,000 | 1,968,165,000 |
| Interest-bearing deposits | 1,468,690,000 | 1,552,690,000 |
| Noninterest-bearing deposits | 416,167,000 | 415,475,000 |
| Equity capital | 198,278,000 | 203,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 29,687,000 | 61,156,000 |
| Interest expense | 10,319,000 | 21,551,000 |
| Net interest income | 19,368,000 | 39,605,000 |
| Noninterest income | 3,039,000 | 6,794,000 |
| Noninterest expense | 12,144,000 | 24,618,000 |
| Provision for loan losses | 624,000 | 1,146,000 |
| Pretax income | 9,639,000 | 20,305,000 |
| Income tax | 2,383,000 | 5,023,000 |
| Net income | 7,256,000 | 15,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 212,868,000 | 218,644,000 |
| Total capital | 230,893,000 | 237,422,000 |
| Risk-weighted assets | 1,768,933,000 | 1,809,889,000 |