Call reports 2001
SOUTH CENTRAL BANK, INC. — 2001
What SOUTH CENTRAL BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 180,102,000 | 182,223,000 | 186,722,000 | 192,973,000 |
| Total loans | 133,709,000 | 144,578,000 | 150,485,000 | 149,347,000 |
| Allowance for loan losses | 1,619,000 | 1,751,000 | 1,619,000 | 1,703,000 |
| Securities available for sale | 20,770,000 | 17,591,000 | 17,865,000 | 24,630,000 |
| Securities held to maturity | 1,962,000 | 1,809,000 | 1,806,000 | 1,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,867,000 | 148,393,000 | 153,589,000 | 154,271,000 |
| Interest-bearing deposits | 130,105,000 | 129,558,000 | 133,477,000 | 132,784,000 |
| Noninterest-bearing deposits | 18,762,000 | 18,835,000 | 20,112,000 | 21,487,000 |
| Equity capital | 15,884,000 | 16,272,000 | 16,889,000 | 17,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,645,000 | 7,363,000 | 10,984,000 | 14,477,000 |
| Interest expense | 1,903,000 | 3,794,000 | 5,558,000 | 7,082,000 |
| Net interest income | 1,742,000 | 3,569,000 | 5,426,000 | 7,395,000 |
| Noninterest income | 449,000 | 981,000 | 1,415,000 | 2,116,000 |
| Noninterest expense | 1,395,000 | 2,713,000 | 4,059,000 | 5,554,000 |
| Provision for loan losses | 75,000 | 288,000 | 413,000 | 560,000 |
| Pretax income | 721,000 | 1,549,000 | 2,369,000 | 3,440,000 |
| Income tax | 242,000 | 521,000 | 797,000 | 1,086,000 |
| Net income | 479,000 | 1,028,000 | 1,572,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,672,000 | 16,069,000 | 16,611,000 | 17,380,000 |
| Total capital | 17,291,000 | 17,820,000 | 18,230,000 | 19,083,000 |
| Risk-weighted assets | 133,300,000 | 143,239,000 | 148,520,000 | 152,040,000 |