Call reports 2003
FARMERS NATIONAL BANK OF LINCOLN, THE — 2003
What FARMERS NATIONAL BANK OF LINCOLN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,092,000 | 20,057,000 | 19,868,000 | 21,182,000 |
| Total loans | 14,278,000 | 14,771,000 | 15,082,000 | 15,573,000 |
| Allowance for loan losses | 187,000 | 196,000 | 205,000 | 206,000 |
| Securities available for sale | 0 | 0 | 0 | 603,000 |
| Securities held to maturity | 3,686,000 | 3,284,000 | 2,959,000 | 2,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,994,000 | 16,952,000 | 16,717,000 | 18,065,000 |
| Interest-bearing deposits | 15,678,000 | 15,646,000 | 15,487,000 | 16,289,000 |
| Noninterest-bearing deposits | 1,316,000 | 1,306,000 | 1,230,000 | 1,776,000 |
| Equity capital | 1,495,000 | 1,503,000 | 1,551,000 | 1,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 607,000 | 912,000 | 1,211,000 |
| Interest expense | 108,000 | 212,000 | 308,000 | 397,000 |
| Net interest income | 196,000 | 395,000 | 604,000 | 814,000 |
| Noninterest income | 21,000 | 39,000 | 60,000 | 80,000 |
| Noninterest expense | 148,000 | 286,000 | 432,000 | 653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 148,000 | 232,000 | 246,000 |
| Income tax | 1,000 | 7,000 | 11,000 | 14,000 |
| Net income | 68,000 | 141,000 | 221,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,495,000 | 1,503,000 | 1,551,000 | 1,529,000 |
| Total capital | 1,655,000 | 1,665,000 | 1,709,000 | 1,693,000 |
| Risk-weighted assets | 12,775,000 | 12,913,000 | 12,614,000 | 13,049,000 |