Call reports 2002
FARMERS NATIONAL BANK OF LINCOLN, THE — 2002
What FARMERS NATIONAL BANK OF LINCOLN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,786,000 | 18,802,000 | 19,558,000 | 19,895,000 |
| Total loans | 12,605,000 | 13,946,000 | 14,259,000 | 14,423,000 |
| Allowance for loan losses | 177,000 | 187,000 | 192,000 | 183,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,355,000 | 3,133,000 | 2,870,000 | 2,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,302,000 | 16,273,000 | 16,491,000 | 16,858,000 |
| Interest-bearing deposits | 13,985,000 | 14,955,000 | 14,994,000 | 15,360,000 |
| Noninterest-bearing deposits | 1,317,000 | 1,318,000 | 1,497,000 | 1,498,000 |
| Equity capital | 1,349,000 | 1,404,000 | 1,448,000 | 1,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 614,000 | 933,000 | 1,252,000 |
| Interest expense | 127,000 | 247,000 | 378,000 | 496,000 |
| Net interest income | 175,000 | 367,000 | 555,000 | 756,000 |
| Noninterest income | 44,000 | 69,000 | 85,000 | 104,000 |
| Noninterest expense | 123,000 | 253,000 | 393,000 | 607,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 183,000 | 247,000 | 253,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 8,000 |
| Net income | 95,000 | 182,000 | 246,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,349,000 | 1,404,000 | 1,448,000 | 1,427,000 |
| Total capital | 1,504,000 | 1,560,000 | 1,607,000 | 1,588,000 |
| Risk-weighted assets | 12,376,000 | 12,434,000 | 12,651,000 | 12,854,000 |