Call reports 2009
FARMERS BANK — 2009
What FARMERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 19,709,000 | 18,061,000 | 17,934,000 | 18,665,000 |
| Total loans | 11,295,000 | 11,788,000 | 11,796,000 | 11,235,000 |
| Allowance for loan losses | 294,000 | 260,000 | 300,000 | 297,000 |
| Securities available for sale | 1,483,000 | 1,383,000 | 1,226,000 | 1,000,000 |
| Securities held to maturity | 1,808,000 | 1,539,000 | 1,440,000 | 1,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,341,000 | 16,725,000 | 16,831,000 | 17,524,000 |
| Interest-bearing deposits | 15,926,000 | 14,621,000 | 14,656,000 | 15,226,000 |
| Noninterest-bearing deposits | 2,416,000 | 2,104,000 | 2,175,000 | 2,299,000 |
| Equity capital | 1,286,000 | 1,241,000 | 1,033,000 | 1,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 441,000 | 642,000 | 862,000 |
| Interest expense | 78,000 | 150,000 | 210,000 | 265,000 |
| Net interest income | 145,000 | 291,000 | 432,000 | 597,000 |
| Noninterest income | 32,000 | 64,000 | 94,000 | 119,000 |
| Noninterest expense | 214,000 | 444,000 | 678,000 | 911,000 |
| Provision for loan losses | 5,000 | 12,000 | 208,000 | 226,000 |
| Pretax income | -42,000 | -100,000 | -359,000 | -420,000 |
| Income tax | -10,000 | -23,000 | -76,000 | -145,000 |
| Net income | -32,000 | -77,000 | -283,000 | -275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,218,000 | 1,232,000 | 965,000 | 974,000 |
| Total capital | 1,389,000 | 1,382,000 | 1,115,000 | 1,127,000 |
| Risk-weighted assets | 13,547,000 | 11,898,000 | 11,844,000 | 12,075,000 |