Call reports 2007
FARMERS BANK — 2007
What FARMERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,774,000 | 20,699,000 | 20,853,000 | 21,626,000 |
| Total loans | 13,364,000 | 14,144,000 | 14,199,000 | 13,791,000 |
| Allowance for loan losses | 157,000 | 156,000 | 39,000 | 389,000 |
| Securities available for sale | 1,720,000 | 1,711,000 | 1,714,000 | 1,727,000 |
| Securities held to maturity | 3,362,000 | 3,212,000 | 3,197,000 | 2,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,855,000 | 18,778,000 | 18,475,000 | 19,496,000 |
| Interest-bearing deposits | 16,935,000 | 15,958,000 | 15,945,000 | 16,566,000 |
| Noninterest-bearing deposits | 2,920,000 | 2,820,000 | 2,530,000 | 2,930,000 |
| Equity capital | 1,326,000 | 1,315,000 | 1,437,000 | 1,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 678,000 | 1,014,000 | 1,345,000 |
| Interest expense | 155,000 | 309,000 | 468,000 | 625,000 |
| Net interest income | 187,000 | 369,000 | 546,000 | 720,000 |
| Noninterest income | 38,000 | 79,000 | 128,000 | 173,000 |
| Noninterest expense | 237,000 | 486,000 | 704,000 | 905,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 351,000 |
| Pretax income | -13,000 | -39,000 | -31,000 | -362,000 |
| Income tax | -19,000 | -41,000 | -51,000 | -107,000 |
| Net income | 6,000 | 2,000 | 20,000 | -255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,326,000 | 1,322,000 | 1,440,000 | 1,516,000 |
| Total capital | 1,483,000 | 1,478,000 | 1,479,000 | 1,691,000 |
| Risk-weighted assets | 14,143,000 | 14,301,000 | 14,791,000 | 13,818,000 |