Call reports 2006
FARMERS BANK — 2006
What FARMERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,658,000 | 21,173,000 | 21,898,000 | 21,125,000 |
| Total loans | 12,778,000 | 13,807,000 | 14,333,000 | 13,821,000 |
| Allowance for loan losses | 166,000 | 150,000 | 153,000 | 156,000 |
| Securities available for sale | 1,955,000 | 1,932,000 | 1,971,000 | 1,721,000 |
| Securities held to maturity | 3,932,000 | 3,812,000 | 3,687,000 | 3,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,251,000 | 19,779,000 | 19,237,000 | 19,191,000 |
| Interest-bearing deposits | 17,319,000 | 17,113,000 | 17,066,000 | 16,723,000 |
| Noninterest-bearing deposits | 2,932,000 | 2,666,000 | 2,171,000 | 2,468,000 |
| Equity capital | 1,335,000 | 1,285,000 | 1,325,000 | 1,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 644,000 | 975,000 | 1,311,000 |
| Interest expense | 121,000 | 256,000 | 401,000 | 564,000 |
| Net interest income | 213,000 | 388,000 | 574,000 | 747,000 |
| Noninterest income | 44,000 | 94,000 | 138,000 | 180,000 |
| Noninterest expense | 232,000 | 487,000 | 711,000 | 949,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 9,000 |
| Pretax income | 25,000 | -8,000 | -5,000 | -31,000 |
| Income tax | -7,000 | -5,000 | -17,000 | -39,000 |
| Net income | 32,000 | -3,000 | 12,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,335,000 | 1,305,000 | 1,325,000 | 1,321,000 |
| Total capital | 1,501,000 | 1,455,000 | 1,478,000 | 1,477,000 |
| Risk-weighted assets | 13,631,000 | 14,149,000 | 14,753,000 | 14,175,000 |