Call reports 2002
FARMERS BANK — 2002
What FARMERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,448,000 | 16,987,000 | 17,521,000 | 17,550,000 |
| Total loans | 11,779,000 | 11,682,000 | 12,117,000 | 12,525,000 |
| Allowance for loan losses | 109,000 | 113,000 | 119,000 | 123,000 |
| Securities available for sale | 1,716,000 | 1,632,000 | 1,225,000 | 1,114,000 |
| Securities held to maturity | 1,494,000 | 1,720,000 | 1,864,000 | 2,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,385,000 | 15,824,000 | 16,345,000 | 16,363,000 |
| Interest-bearing deposits | 13,092,000 | 13,296,000 | 14,098,000 | 14,086,000 |
| Noninterest-bearing deposits | 2,293,000 | 2,528,000 | 2,247,000 | 2,277,000 |
| Equity capital | 1,000,000 | 1,039,000 | 1,059,000 | 1,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 575,000 | 876,000 | 1,161,000 |
| Interest expense | 111,000 | 208,000 | 311,000 | 404,000 |
| Net interest income | 178,000 | 367,000 | 565,000 | 757,000 |
| Noninterest income | 44,000 | 90,000 | 132,000 | 178,000 |
| Noninterest expense | 188,000 | 382,000 | 584,000 | 808,000 |
| Provision for loan losses | 4,000 | 8,000 | 14,000 | 18,000 |
| Pretax income | 30,000 | 67,000 | 99,000 | 109,000 |
| Income tax | 4,000 | 12,000 | 19,000 | 17,000 |
| Net income | 26,000 | 55,000 | 80,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 982,000 | 1,010,000 | 1,036,000 | 1,057,000 |
| Total capital | 1,091,000 | 1,123,000 | 1,155,000 | 1,180,000 |
| Risk-weighted assets | 11,145,000 | 11,280,000 | 11,503,000 | 11,906,000 |