Call reports 2001
FARMERS BANK — 2001
What FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,920,000 | 16,002,000 | 15,981,000 | 16,765,000 |
| Total loans | 10,152,000 | 10,174,000 | 11,292,000 | 11,922,000 |
| Allowance for loan losses | 98,000 | 99,000 | 105,000 | 106,000 |
| Securities available for sale | 1,611,000 | 1,708,000 | 1,857,000 | 1,931,000 |
| Securities held to maturity | 636,000 | 1,215,000 | 1,404,000 | 1,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,830,000 | 14,941,000 | 14,896,000 | 15,688,000 |
| Interest-bearing deposits | 12,660,000 | 12,904,000 | 13,061,000 | 13,432,000 |
| Noninterest-bearing deposits | 2,170,000 | 2,037,000 | 1,835,000 | 2,256,000 |
| Equity capital | 983,000 | 966,000 | 987,000 | 983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 574,000 | 864,000 | 1,180,000 |
| Interest expense | 149,000 | 311,000 | 466,000 | 616,000 |
| Net interest income | 138,000 | 263,000 | 398,000 | 564,000 |
| Noninterest income | 41,000 | 75,000 | 111,000 | 150,000 |
| Noninterest expense | 149,000 | 334,000 | 516,000 | 716,000 |
| Provision for loan losses | 1,000 | 2,000 | 8,000 | 9,000 |
| Pretax income | 29,000 | 2,000 | -15,000 | -11,000 |
| Income tax | 8,000 | -4,000 | -10,000 | -19,000 |
| Net income | 21,000 | 6,000 | -5,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 968,000 | 957,000 | 940,000 | 953,000 |
| Total capital | 1,066,000 | 1,056,000 | 1,045,000 | 1,059,000 |
| Risk-weighted assets | 9,532,000 | 9,686,000 | 10,590,000 | 11,263,000 |