Call reports 2002
NORTHERN NEVADA BANK — 2002
What NORTHERN NEVADA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,708,000 | 50,937,000 | 54,707,000 | 56,172,000 |
| Total loans | 34,602,000 | 35,528,000 | 41,104,000 | 44,688,000 |
| Allowance for loan losses | 401,000 | 462,000 | 522,000 | 524,000 |
| Securities available for sale | 1,948,000 | 3,952,000 | 5,110,000 | 4,540,000 |
| Securities held to maturity | 1,005,000 | 1,004,000 | 1,004,000 | 578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,107,000 | 44,291,000 | 47,922,000 | 48,938,000 |
| Interest-bearing deposits | 35,801,000 | 39,694,000 | 43,475,000 | 44,015,000 |
| Noninterest-bearing deposits | 3,306,000 | 4,597,000 | 4,447,000 | 4,923,000 |
| Equity capital | 6,453,000 | 6,477,000 | 6,617,000 | 7,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,523,000 | 2,456,000 | 3,420,000 |
| Interest expense | 273,000 | 583,000 | 895,000 | 1,199,000 |
| Net interest income | 442,000 | 940,000 | 1,561,000 | 2,221,000 |
| Noninterest income | 9,000 | 22,000 | 38,000 | 48,000 |
| Noninterest expense | 447,000 | 894,000 | 1,368,000 | 1,855,000 |
| Provision for loan losses | 79,000 | 140,000 | 200,000 | 202,000 |
| Pretax income | -75,000 | -72,000 | 31,000 | 212,000 |
| Income tax | 0 | 0 | 0 | -264,000 |
| Net income | -75,000 | -72,000 | 31,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,453,000 | 6,456,000 | 6,559,000 | 7,004,000 |
| Total capital | 6,859,000 | 6,918,000 | 7,066,000 | 7,533,000 |
| Risk-weighted assets | 34,315,000 | 36,712,000 | 40,710,000 | 43,787,000 |