Call reports 2001
NORTHERN NEVADA BANK — 2001
What NORTHERN NEVADA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,016,000 | 25,206,000 | 35,997,000 | 37,564,000 |
| Total loans | 7,193,000 | 12,248,000 | 21,338,000 | 28,013,000 |
| Allowance for loan losses | 91,000 | 153,000 | 247,000 | 322,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,729,000 | 16,678,000 | 29,173,000 | 30,877,000 |
| Interest-bearing deposits | 7,800,000 | 14,784,000 | 26,114,000 | 27,796,000 |
| Noninterest-bearing deposits | 3,929,000 | 1,894,000 | 3,059,000 | 3,081,000 |
| Equity capital | 7,196,000 | 6,930,000 | 6,685,000 | 6,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 571,000 | 1,047,000 | 1,654,000 |
| Interest expense | 82,000 | 202,000 | 398,000 | 659,000 |
| Net interest income | 151,000 | 369,000 | 649,000 | 995,000 |
| Noninterest income | 2,000 | 4,000 | 10,000 | 17,000 |
| Noninterest expense | 422,000 | 846,000 | 1,283,000 | 1,718,000 |
| Provision for loan losses | 69,000 | 131,000 | 225,000 | 300,000 |
| Pretax income | -338,000 | -604,000 | -849,000 | -1,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -338,000 | -604,000 | -849,000 | -1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,196,000 | 6,930,000 | 6,685,000 | 6,528,000 |
| Total capital | 7,287,000 | 7,083,000 | 6,932,000 | 6,855,000 |
| Risk-weighted assets | 10,577,000 | 15,844,000 | 22,863,000 | 27,713,000 |