Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,837,000 | 31,985,000 | 33,934,000 | 34,840,000 |
| Total loans | 23,168,000 | 23,723,000 | 24,556,000 | 24,923,000 |
| Allowance for loan losses | 319,000 | 320,000 | 316,000 | 316,000 |
| Securities available for sale | 3,321,000 | 3,323,000 | 3,355,000 | 2,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,503,000 | 27,682,000 | 28,985,000 | 30,275,000 |
| Interest-bearing deposits | 24,293,000 | 23,889,000 | 24,802,000 | 25,522,000 |
| Noninterest-bearing deposits | 4,210,000 | 3,793,000 | 4,183,000 | 4,753,000 |
| Equity capital | 2,645,000 | 2,590,000 | 2,692,000 | 2,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 934,000 | 1,434,000 | 1,980,000 |
| Interest expense | 203,000 | 418,000 | 663,000 | 930,000 |
| Net interest income | 262,000 | 516,000 | 771,000 | 1,050,000 |
| Noninterest income | 36,000 | 76,000 | 118,000 | 150,000 |
| Noninterest expense | 201,000 | 396,000 | 577,000 | 743,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 20,000 |
| Pretax income | 91,000 | 184,000 | 294,000 | 437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 184,000 | 294,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,744,000 | 2,687,000 | 2,757,000 | 2,466,000 |
| Total capital | 2,993,000 | 2,939,000 | 3,022,000 | 2,737,000 |
| Risk-weighted assets | 19,831,000 | 20,121,000 | 21,126,000 | 21,598,000 |