Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,193,000 | 32,815,000 | 33,297,000 | 33,864,000 |
| Total loans | 21,557,000 | 23,292,000 | 23,758,000 | 23,237,000 |
| Allowance for loan losses | 289,000 | 300,000 | 313,000 | 313,000 |
| Securities available for sale | 4,535,000 | 3,845,000 | 3,826,000 | 3,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,256,000 | 29,027,000 | 28,972,000 | 29,554,000 |
| Interest-bearing deposits | 23,504,000 | 24,079,000 | 24,489,000 | 24,995,000 |
| Noninterest-bearing deposits | 4,752,000 | 4,948,000 | 4,483,000 | 4,559,000 |
| Equity capital | 2,611,000 | 2,626,000 | 2,637,000 | 2,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 844,000 | 1,301,000 | 1,764,000 |
| Interest expense | 126,000 | 266,000 | 439,000 | 630,000 |
| Net interest income | 286,000 | 578,000 | 862,000 | 1,134,000 |
| Noninterest income | 35,000 | 73,000 | 113,000 | 151,000 |
| Noninterest expense | 192,000 | 371,000 | 553,000 | 743,000 |
| Provision for loan losses | 9,000 | 21,000 | 33,000 | 41,000 |
| Pretax income | 125,000 | 262,000 | 392,000 | 504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 262,000 | 392,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,694,000 | 2,701,000 | 2,731,000 | 2,743,000 |
| Total capital | 2,924,000 | 2,948,000 | 2,984,000 | 2,993,000 |
| Risk-weighted assets | 18,370,000 | 19,691,000 | 20,167,000 | 19,973,000 |