Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,434,000 | 31,433,000 | 31,354,000 | 32,368,000 |
| Total loans | 20,351,000 | 20,411,000 | 20,360,000 | 20,567,000 |
| Allowance for loan losses | 252,000 | 266,000 | 275,000 | 279,000 |
| Securities available for sale | 3,921,000 | 4,643,000 | 4,988,000 | 4,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,700,000 | 28,782,000 | 28,601,000 | 29,623,000 |
| Interest-bearing deposits | 24,126,000 | 24,045,000 | 23,591,000 | 24,038,000 |
| Noninterest-bearing deposits | 4,574,000 | 4,737,000 | 5,010,000 | 5,585,000 |
| Equity capital | 2,614,000 | 2,519,000 | 2,576,000 | 2,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 829,000 | 1,246,000 | 1,663,000 |
| Interest expense | 143,000 | 279,000 | 409,000 | 535,000 |
| Net interest income | 273,000 | 550,000 | 837,000 | 1,128,000 |
| Noninterest income | 37,000 | 72,000 | 109,000 | 155,000 |
| Noninterest expense | 188,000 | 365,000 | 571,000 | 811,000 |
| Provision for loan losses | 12,000 | 24,000 | 30,000 | 36,000 |
| Pretax income | 110,000 | 233,000 | 345,000 | 436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 233,000 | 345,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,593,000 | 2,596,000 | 2,608,000 | 2,689,000 |
| Total capital | 2,815,000 | 2,820,000 | 2,831,000 | 2,914,000 |
| Risk-weighted assets | 17,735,000 | 17,865,000 | 17,767,000 | 17,964,000 |