Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,514,000 | 30,621,000 | 30,235,000 | 31,208,000 |
| Total loans | 19,497,000 | 19,558,000 | 20,324,000 | 20,503,000 |
| Allowance for loan losses | 236,000 | 246,000 | 262,000 | 235,000 |
| Securities available for sale | 3,009,000 | 4,510,000 | 4,996,000 | 4,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,911,000 | 28,045,000 | 27,447,000 | 28,519,000 |
| Interest-bearing deposits | 23,698,000 | 23,919,000 | 23,921,000 | 24,104,000 |
| Noninterest-bearing deposits | 4,213,000 | 4,126,000 | 3,526,000 | 4,415,000 |
| Equity capital | 2,480,000 | 2,445,000 | 2,456,000 | 2,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 877,000 | 1,312,000 | 1,746,000 |
| Interest expense | 182,000 | 360,000 | 526,000 | 677,000 |
| Net interest income | 255,000 | 517,000 | 786,000 | 1,069,000 |
| Noninterest income | 40,000 | 81,000 | 122,000 | 163,000 |
| Noninterest expense | 174,000 | 354,000 | 540,000 | 725,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 109,000 | 220,000 | 332,000 | 459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 220,000 | 332,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,471,000 | 2,434,000 | 2,460,000 | 2,583,000 |
| Total capital | 2,687,000 | 2,648,000 | 2,678,000 | 2,806,000 |
| Risk-weighted assets | 17,294,000 | 17,094,000 | 17,434,000 | 17,866,000 |