Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,214,000 | 27,418,000 | 27,207,000 | 29,171,000 |
| Total loans | 18,610,000 | 19,357,000 | 20,113,000 | 19,944,000 |
| Allowance for loan losses | 186,000 | 202,000 | 218,000 | 221,000 |
| Securities available for sale | 3,985,000 | 3,920,000 | 3,409,000 | 3,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,873,000 | 25,063,000 | 24,857,000 | 26,656,000 |
| Interest-bearing deposits | 21,545,000 | 21,516,000 | 21,477,000 | 22,700,000 |
| Noninterest-bearing deposits | 3,328,000 | 3,547,000 | 3,380,000 | 3,955,000 |
| Equity capital | 2,211,000 | 2,221,000 | 2,247,000 | 2,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 896,000 | 1,348,000 | 1,798,000 |
| Interest expense | 204,000 | 402,000 | 594,000 | 782,000 |
| Net interest income | 243,000 | 494,000 | 754,000 | 1,016,000 |
| Noninterest income | 32,000 | 62,000 | 103,000 | 148,000 |
| Noninterest expense | 168,000 | 328,000 | 496,000 | 690,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 95,000 | 204,000 | 325,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 204,000 | 325,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,221,000 | 2,221,000 | 2,237,000 | 2,382,000 |
| Total capital | 2,407,000 | 2,423,000 | 2,452,000 | 2,597,000 |
| Risk-weighted assets | 15,809,000 | 16,671,000 | 17,160,000 | 17,233,000 |