Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,545,000 | 24,758,000 | 25,363,000 | 26,804,000 |
| Total loans | 17,371,000 | 17,954,000 | 18,173,000 | 18,237,000 |
| Allowance for loan losses | 151,000 | 177,000 | 182,000 | 186,000 |
| Securities available for sale | 1,316,000 | 1,405,000 | 1,721,000 | 2,017,000 |
| Securities held to maturity | 1,362,000 | 1,001,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,520,000 | 22,630,000 | 23,193,000 | 24,464,000 |
| Interest-bearing deposits | 17,572,000 | 18,939,000 | 19,881,000 | 21,148,000 |
| Noninterest-bearing deposits | 2,948,000 | 3,691,000 | 3,312,000 | 3,316,000 |
| Equity capital | 1,883,000 | 1,970,000 | 2,053,000 | 2,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 911,000 | 1,384,000 | 1,845,000 |
| Interest expense | 216,000 | 439,000 | 665,000 | 890,000 |
| Net interest income | 235,000 | 472,000 | 719,000 | 955,000 |
| Noninterest income | 23,000 | 51,000 | 80,000 | 115,000 |
| Noninterest expense | 161,000 | 325,000 | 485,000 | 664,000 |
| Provision for loan losses | 6,000 | 12,000 | 21,000 | 70,000 |
| Pretax income | 91,000 | 186,000 | 293,000 | 336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 186,000 | 293,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,868,000 | 1,956,000 | 2,023,000 | 2,195,000 |
| Total capital | 2,019,000 | 2,133,000 | 2,205,000 | 2,381,000 |
| Risk-weighted assets | 14,722,000 | 15,508,000 | 15,789,000 | 15,982,000 |